Card payments for high-risk and grey-area merchants — adult, supplements, CBD, imports, vape. Multi-processor failover routing, automated USDT settlement, zero rolling reserves. Built for operators that the legacy rails won't touch.
Today's GMV
$24,817
+12.4%
Success rate
98.7%
+0.3%
Settle time
34s
median
Live transactions
Supported verticals
Sound familiar
Terminated on a Friday. Funds frozen Monday. New processor gone in 90 days. The cycle is designed to drain you.
Another processor, another letter. They promised they could handle adult, supplements, imports. Three months later — terminated for risk exposure. They were always going to drop you.
Seven-day holds. Rolling 15% reserves. Frozen funds with no explanation. The money you earned yesterday won't clear until next month. Your cash flow is held hostage.
A seasonal chargeback spike lands you on the MATCH list. No appeal, no second chance — just silence. Now every processor knows your name for the wrong reasons.
The flow
From checkout to USDT wallet in under a minute. No bank intermediary. No custody risk. Your keys, your funds.
Your customer checks out on your WooCommerce, Shopify, or custom store. Our plugin captures the payment and fires it to our routing engine in real time. No redirect friction. PCI-compliant out of the box.
WooCommerce · Shopify · REST API
Our engine queries every connected T0/T1 processor simultaneously and routes to the highest-probability approval — factoring your MCC, card BIN, geography, and real-time decline rates. Sub-second decision. Automatic failover.
Category-aware · BIN routing · Failover
Within seconds of processor confirmation, we convert and push the net settlement direct to your USDT wallet on Arbitrum. Your wallet. Your keys. Median time: 34 seconds. Every transaction verifiable on-chain.
Arbitrum · USDT · On-chain proof
Transaction lifecycle
Six automated stages. Invisible to your customer. Instant to your wallet.
Customer pays on your site. Standard checkout — nothing looks different to them.
WooCommerce · ShopifyCheckout
Kachiq Routes
Processor
Convert
Your Wallet
Ship It
Checkout
Customer pays on your site. Standard checkout — nothing looks different to them.
Triggered
WooCommerce · Shopify
Kachiq Routes
AI-weighted routing selects the highest-approval processor in real time.
Routed
Smart routing
Processor
Tier 0 or Tier 1 processor charges the card and returns a confirmed approval.
Approved
T0 · T1 approved
Convert
Confirmed fiat settlement is atomically bridged to your preferred crypto.
Bridged
Atomic settlement
Your Wallet
Crypto hits your on-chain address in your chosen asset and network.
Received
USDT · USDC · ARB · TRX
Ship It
Order fulfills automatically. Customer confirmed. Margin kept.
Fulfilled
Zero chargebacks
* Actual processing times vary depending on network conditions, chain activity, and processor response times.
What you get
Every transaction is scored against 13 processors simultaneously. Our routing engine factors your MCC, card BIN, country, and real-time decline rates to pick the processor most likely to approve — before it touches the rails. Your approval rate goes up. Your decline rate goes down. The data flywheel compounds over time.
Net funds delivered to your Arbitrum wallet within seconds of processor confirmation. No bank. No wire. No wait.
settlement day
Real-time ratio monitoring per store. We alert at 0.7%, act at 0.9%, and fight disputes with auto-generated evidence packets — before Visa flags your account.
Twelve storefronts. One dashboard. Track GMV, settlement status, and chargeback ratios across every site — without switching logins.
Every payout is a verifiable Arbitrum transaction. Don't take our word for it — check the ledger. Your accountant will thank you.
Download, upload, enter your API key. That's it. Full HPOS compatibility, automatic order status sync, and a one-click health check from your WP admin. Your checkout stays yours — we handle everything behind the curtain.
Download pluginKachiq is referral-only. We review every operator manually before they go live. Fewer bad actors means a cleaner processor pool — which means better approval rates and lower risk for everyone in the network. You're not just a customer. You're a shareholder in the pool's health.
Pricing
Your rate is set privately — based on your vertical, volume, and risk profile. No public price list. No surprises on your first invoice.
Your vertical
✦
Monthly volume
✦
Risk profile
✦
Your rate
Quoted privately
Rates are set per operator — your vertical, volume tier, and risk exposure all factor in. No public price list. Your competitors don't need to know your margin.
Apply with your invite code and we'll quote your rate within 24 hours. Questions? Email us.
You've been through enough
The average grey-area merchant cycles through 3 processors in 18 months. Kachiq operators stay. Come find out why.
Referral required. Current operators: apply at kachiq.com/register with your invite code.